The Millionaire Fastlane Read Free Page A

that the guy who lives in that palatial beach estate with the $500,000 supercar in the driveway got rich because he invested in mutual funds? Or clipped coupons from the local Super-Saver? Of course we don't. So why do we give credence to this advice as a legitimate road that leads to wealth and financial freedom?
    Show me a 22-year-old who got rich investing in mutual funds. Show me the man who earned millions in three years by maximizing his 401(k). Show me the young twenty-something who got rich clipping coupons.
    Where are these people? They don't exist. They're fairy tales of impossibility.
    Yet, we continue to trust the same old tired gang of financial media darlings who espouse these doctrines of wealth. Yes sir, get a job, work 50 years, save, live mindlessly frugal, invest in the stock market, and soon, your day of freedom will arrive at age 70 … and if the stock market is kind and you're lucky, 60! Gee, doesn't this “wealth in a wheelchair” financial plan sound exciting?
    In today's tumultuous financial climate, I am shocked people still believe these strategies even work. Wasn't it the recession that exposed “Get Rich Slow” for the fraud it is? Oh I get it, if you're employed for 40 years and avoid 40% market downturns, “Get Rich Slow” works; just sit back, work, and hope death don't meet you first because, golly-gee, you're going to be the richest guy in the retirement home!
    The message of “Get Rich Slow” is clear: Sacrifice your today, your dreams, and your life for a plan that pays dividends after most of your life has evaporated. Let me be blunt: If your road to wealth devours your active adult life and it isn't guaranteed, that road sucks. A “road to wealth” codependent on Wall Street and anchored by time with your life wagered as the gamble is a dirty rotten alley.
    Nonetheless, the preordained plan continues to wield power, recommended and enforced by a legion of hypocritical “financial experts” who aren't rich by their own advice, but by their own Millionaire Fastlane. The Slowlane prognosticators know something that they aren't telling you: What they teach doesn't work, but selling it does.
    Wealth Young: Is It Bullshit?
    The Millionaire Fastlane isn't about being retired old with millions, but about redefining wealth to include youth, fun, freedom, and prosperity. Take this comment posted on the Fastlane Forum:
“Is it bullshit? You know, the dream to be young and live the life-to own the exotic cars, to own the dream house, to have free time to travel and pursue your dreams. Can you really get free of the rat race young? I'm a 23-year-old investment banker in Chicago, Illinois. I make a modest salary and modest commissions. By most people's standards, I have a good job. I hate it. I cruise Chicago's downtown and I see some guys living the life. Guys driving expensive exotic cars and I think to myself … They're all 50 or older with silver hair! One of them once told me, 'You know kid, when you finally can afford a toy like this, you're almost too old to enjoy it!' The guy was a 52-year-old real estate investor. I remember looking at him and thinking 'God … that can't be true! It's gotta be bullshit! It's gotta be!'”
    I can verify-it isn't bullshit. You can live “the life” and still be young. Old age is not a prerequisite to wealth or retirement. However, the real BS is thinking you can do it by the default “Get Rich Slow” construct, at least by the time you hit your 30th birthday. Believing that old age is a precursor to retirement is the real BS. The real BS is allowing “Get Rich Slow” to steal your dreams.
    Reinvent Retirement to Include Youth
    Say “retirement” and what do you see? I see a crotchety old man on a porch in a creaky rocking chair. I see pharmacies, doctor's offices, walkers, and unsightly urinary undergarments. I see nursing homes and overburdened loved ones. I see old and immobile. Heck, I even smell something musty circa 1971. People